Legal Information

Terms & Conditions

Clear terms for a better experience. These Terms & Conditions explain the rules, responsibilities and conditions that apply when you access or use the FinShark website and services.

Clear Conditions

Straightforward terms

Responsible Usage

Rights and responsibilities

Transparent Terms

Important information upfront

Important Information

Using FinShark with confidence.

These Terms & Conditions govern your access to and use of the FinShark platform. By using our website or services, you acknowledge that you have read, understood and agreed to these terms.

01

Acceptance of Terms

By accessing, browsing, registering with or using the FinShark platform, you agree to comply with these Terms & Conditions and any policies referenced on the platform.

If you do not agree with these terms, please discontinue your use of the FinShark platform and services.

02

User Eligibility

Users must satisfy the eligibility requirements applicable to the financial products or services they wish to explore through FinShark.

Age Requirement

Users should generally be at least 18 years of age.

Valid Information

Accurate identification and KYC information may be required.

Verifiable Details

Contact and address information may need to be verified.

Product Criteria

Users must meet applicable product eligibility requirements.

Important: Final approval of any financial product remains subject to the applicable financial institution's policies and assessment.
03

Services Offered

FinShark provides a digital platform that helps users discover and access financial products and opportunities offered through associated financial institutions and service providers.

Personal Loans Business Loans Home Loans Loan Against Property Credit Cards Secured Cards Savings Accounts Demat Accounts Insurance

Product availability may change from time to time depending on partnerships, eligibility, market conditions and applicable policies.

04

User Obligations

When using FinShark, you agree to provide truthful, complete and accurate information and to use the platform responsibly.

  • Provide accurate information during registration or applications.
  • Keep your information updated where necessary.
  • Use the platform only for lawful and legitimate purposes.
  • Follow the terms applicable to financial products you choose.
  • Meet repayment and other contractual obligations applicable to your financial product.
05

Charges & Fees

Interest rates, processing fees, penalties, service charges and other applicable costs may vary depending on the selected product and financial institution.

Applicable charges and commercial terms should be reviewed carefully before proceeding with a financial product or transaction.

06

Loan Approval & Disbursement

Submitting an application or enquiry through FinShark does not guarantee approval, sanction or disbursement of any loan or financial product.

Eligibility Assessment

Applications are assessed according to applicable criteria.

Lender Decision

Final decisions are made by the relevant financial institution.

Timelines

Approval and disbursement timelines may vary.

07

Data Usage & Consent

Information provided through the FinShark platform may be used to process enquiries, facilitate applications, provide services, communicate with users, improve the platform and support related financial services.

Application Processing

Information may be used to process requested financial services.

Service Coordination

Relevant information may be shared with authorized service providers where applicable.

For additional information about how personal information is handled, please review our Privacy Policy .

08

Financial Institutions & Service Providers

FinShark may work with banks, NBFCs, card issuers, insurance providers, financial institutions and other service providers.

Banks & NBFCs

Card & Financial Providers

Insurance Providers

Financial institutions and service providers may independently determine their own eligibility criteria, rates, fees, documentation requirements and contractual terms.

09

Limitation of Liability

FinShark aims to provide useful and accurate information. However, information displayed on the platform may change and should not be treated as a guarantee of approval, pricing, availability or financial outcome.

  • Service interruptions, technical failures or connectivity issues.
  • Delays caused by circumstances outside our reasonable control.
  • Rejected applications or decisions made by financial institutions.
  • Changes to third-party financial product terms.
10

Intellectual Property

Unless otherwise stated, the FinShark name, branding, logos, website design, content, graphics, software, technology and related materials are owned by or licensed to FinShark.

Unauthorized copying, reproduction, modification, distribution, publication, commercial use or exploitation of platform content is prohibited without prior permission.

11

Prohibited Activities

Users must not use FinShark for unlawful, fraudulent, abusive or unauthorized activities.

Providing false, misleading or fraudulent information.

Attempting unauthorized access to systems, accounts or data.

Uploading malicious code, harmful files or disruptive content.

Copying, scraping or misusing platform content without authorization.

12

Termination of Services

FinShark may suspend, restrict or terminate access to the platform where it reasonably believes that a user has violated these Terms & Conditions, engaged in fraudulent activity, misused the platform or participated in unauthorized activity.

Users may discontinue their use of the platform at any time, subject to outstanding obligations, agreements or transactions with applicable financial institutions or service providers.

13

Changes to These Terms

FinShark may update or modify these Terms & Conditions from time to time to reflect changes in our services, technology, business practices or applicable requirements.

Updated terms will be published on this page. You are encouraged to review this page periodically. Continued use of the platform after changes are published may indicate acceptance of the updated terms.

Terms & Conditions apply from the date published on this website.

Need More Information?

Have questions about our terms?

If you have questions about these Terms & Conditions or how FinShark works, our team is available to help.